Visiting medical students, residents, and fellows who wish to pursue elective clinical courses at the University of Washington must have their own professional liability coverage with minimum limits of $1,000,000 per occurrence. This requirement may be satisfied in one of two ways:

Option I - Through Program Covering Your Own Institution

Some colleges/universities or employers have insurance or self-insurance programs which cover their residents and fellows wherever they may pursue their studies. Contact the risk management department of your institution to obtain a certificate of insurance completed as follows:

  • Name of Certificate Holder: The University of Washington and its Board of Regents
  • Name of Insured: Name of Institution & Name of Resident/Fellow
  • Limit of Liability: $1,000,000 per occurrence, $3,000,000 aggregate ($1,000,000 per occurrence, $1,000,000 aggregate for medical students)
  • Deductible: Not greater than $5,000. If the school’s insurance program has a large deductible, the resident may provide a letter indicating it will indemnify the resident within the deductible amounts
  • Policy Dates: Must cover the resident’s expected length of study
  • Description of Coverage: Certificate must indicate medical resident/fellow is an insured with respect to acts, errors or omissions of that medical resident/fellow while pursuing studies at the University of Washington. The certificate should be included with your application to the University of Washington.

Option II - Purchase of Individual Insurance Policy

If an individual policy is purchased, the insurance broker must provide a certificate of insurance with the following information:

  • Name of Certificate Holder: The University of Washington and its Board of Regents
  • Name of Insured: Name of Resident/Fellow Insurance Company: Best’s Rated A IX or better, admitted in the State of Washington
  • Limit of Liability: $1,000,000 per occurrence, $3,000,000 aggregate ($1,000,000 per occurrence, $1,000,000 aggregate for medical students)
  • Deductible: Not greater than $5,000. If the school’s insurance program has a large deductible, the resident or fellow may provide a letter indicating it will indemnify the resident or fellow within the deductible amounts.
  • Policy Dates: Must cover the resident or fellow’s expected length of study.
  • Description of Coverage: Certificate must indicate medical resident or fellow is an insured with respect to acts, errors or omissions of that medical resident or fellow while pursuing studies at the University of Washington. The certificate must be included with your application to the University of Washington.